Golden Visa Through Property in Dubai and Abu Dhabi
A home worth AED 2 million or more qualifies its owner for the UAE's 10-year Golden Visa, in Dubai and in Abu Dhabi. Off-plan homes count in both emirates. In Dubai, an off-plan buyer can apply once the down payment is made. In Abu Dhabi, the payments made to the developer need to reach AED 2 million. Below that value, Dubai offers a 2-year investor visa on property of any value. We sell at zero commission, and the developer pays us.
Fact sheet
| Visa | UAE Golden Visa, renewable |
|---|---|
| Duration | 10 years |
| Property value | AED 2 million or more, one property or several |
| Off-plan in Dubai | Eligible once the down payment is made, from an approved developer |
| Off-plan in Abu Dhabi | Eligible once AED 2 million has been paid to an approved developer |
| Mortgaged property | Eligible in both emirates, through a UAE bank |
| Family | Spouse and children in both emirates. Parents in Dubai |
| Sponsor | None needed |
| Time outside the UAE | The visa stays valid beyond six months abroad |
| Dubai fees | AED 9,884.75 for the investor |
| Dubai processing | 7 to 10 business days |
| Applies in | Dubai through the Dubai Land Department · Abu Dhabi through the Abu Dhabi Residents Office or TAMM |
Off-plan: what each emirate asks
Federal rules let an off-plan buyer qualify on a home worth AED 2 million or more. The developer must be approved by the emirate, and each emirate sets when the application can go in.
| Dubai | Abu Dhabi | |
|---|---|---|
| Property value | AED 2 million or more | AED 2 million or more |
| Developer | Approved by the Dubai Land Department | Approved in Abu Dhabi |
| When you can apply | Once the down payment is made | Once AED 2 million has been paid to the developer |
| Proof | The Oqood registration of the sale contract | The purchase agreement and proof of the payments made |
In Dubai, the Golden Visa follows the booking. A buyer who pays the down payment on an off-plan home of AED 2 million or more can apply straight away.
In Abu Dhabi, the visa follows the payments. It becomes available once the instalments paid to the developer add up to AED 2 million.
What the Golden Visa gives the holder
The visa runs for 10 years and renews on the same conditions. It needs no sponsor, and it stays valid when the holder spends more than six months outside the UAE.
The holder can sponsor a spouse and children, and domestic workers under UAE rules. If the holder dies, the family's residence permits stay valid for their full term. Applicants outside the UAE receive a six-month multiple-entry visa, renewable once for six months, to complete the process.
Every holder and family member needs valid health insurance for the life of the visa.
Our guide to buying off-plan in Dubai and Abu Dhabi sets out every step of the purchase.
Our guide to buying off-plan in Dubai as a foreigner sets out the purchase step by step.
Ask an advisor about the fees on a specific home.
Speak to an advisorWhich visa your property qualifies for
| Property | Visa | Duration | Where |
|---|---|---|---|
| AED 2 million or more | Golden Visa | 10 years | Dubai and Abu Dhabi |
| AED 1 million or more, owner aged 55 or over | Golden Visa for retirees | 5 years | Dubai |
| Any value | Property investor visa | 2 years | Dubai |
The 10-year Golden Visa suits a buyer at AED 2 million and above, in either emirate. Several properties can be combined to reach that value.
The 5-year retiree visa suits a Dubai owner aged 55 or over, with AED 1 million or more in property paid in full.
The 2-year investor visa suits any Dubai owner. A co-owner qualifies when their share is worth AED 400,000 or more.
Dubai
The Dubai Land Department runs property Golden Visa applications through its Cube service centre at Al Manara and its office at Dubai World Trade Centre. Approval takes 7 to 10 business days, and the permit is sent by email.
Who qualifies
The property must be worth AED 2 million or more at the purchase price, in the applicant's name. It can be one property or several. A co-owner qualifies when their own share is worth AED 2 million or more. A valuation from a firm licensed by the Dubai Land Department is also accepted.
A mortgaged property qualifies when the bank issues a no-objection letter showing the amount paid and the balance. The property stays registered against the visa for as long as it runs.
How it works
The applicant must be inside the UAE and attend in person. They visit the service centre, submit the documents, pay the fees and complete a medical test there.
| Documents for the investor |
|---|
| Passport |
| Title deed or e-title certificate |
| Personal photograph |
| Emirates ID, if held |
| Current residence permit, if held |
Dubai fees
| Item | AED |
|---|---|
| Medical test | 700.00 |
| Emirates ID, 10 years | 1,153.00 |
| Residence permit, 10 years | 2,856.75 |
| Dubai Land Department fee | 4,020.00 |
| Administrative fee | 1,155.00 |
| Investor total | 9,884.75 |
| Family residence permit, 10 years, per person | 5,774.50 |
| Parent residence permit, 10 years, per person | 5,774.50 |
| Family sponsorship file | 318.75 |
| Added for each sponsored person | 100.00 |
Family applications need health insurance, a certified marriage certificate, certified birth certificates and an IBAN. Parents also need a dependency certificate from their consulate.
The 2-year investor visa
A Dubai property owner can apply for a 2-year investor visa at any property value, with a co-owner's share at AED 400,000 or more. The investor fee is AED 10,212.50, and a Good Conduct Certificate from Dubai is required.
Abu Dhabi
The Abu Dhabi Golden Visa for real estate investors runs for 10 years and covers a spouse and children. UAE residents apply for their nomination through the Abu Dhabi Residents Office or the TAMM platform. Applicants living outside the UAE apply through the Abu Dhabi Investment Office.
Who qualifies
The property must have been bought for AED 2 million or more, and the owner's equity must be at least AED 2 million. A mortgage through a national bank is accepted on property worth more than AED 2 million. On a AED 5 million home, for example, the outstanding mortgage can be up to AED 3 million.
What to submit
| Ownership | Documents |
|---|---|
| Fully owned | The purchase agreement registered with the Department of Municipalities and Transport, or a Real Estate Unit Value Certificate |
| Mortgaged | A Real Estate Unit Value Certificate and a search certificate showing the property is free of any court seizure |
| Off-plan | The purchase agreement with an approved developer, and proof of at least AED 2 million paid to the developer |
Registration of an Abu Dhabi purchase is 2% of the price plus AED 450. Our guide to off-plan costs in Dubai and Abu Dhabi sets out every fee.
The homes
Our Abu Dhabi off-plan hub and our Dubai off-plan hub list every project we sell, with its prices, payment plan and handover date. Each project page shows which homes start at AED 2 million and above.
Every home at these projects is AED 2 million or more.
Dubai 24
Abu Dhabi 12
Golden Visa Through Property in Dubai and Abu Dhabi — Questions buyers ask
Can I get a Golden Visa by buying property in Dubai?
Yes. Property worth AED 2 million or more in Dubai qualifies its owner for a 10-year Golden Visa, renewable on the same conditions.
Can I get a Golden Visa with off-plan property?
Yes, in both emirates, when the home is bought from an approved developer and is worth AED 2 million or more. In Dubai you can apply after the down payment. In Abu Dhabi you apply once AED 2 million has been paid to the developer.
Do I need to pay AED 2 million before applying in Dubai?
No. On an off-plan home of AED 2 million or more in Dubai, the down payment is enough to apply.
What is the minimum property value for a Golden Visa?
AED 2 million for the 10-year Golden Visa. Dubai also offers a 5-year Golden Visa to owners aged 55 or over with AED 1 million in property paid in full.
Can I get a residence visa in Dubai with a property under AED 2 million?
Yes. Dubai issues a 2-year investor visa to property owners at any property value. A co-owner qualifies when their share is worth AED 400,000 or more.
Is the Abu Dhabi Golden Visa for property owners available?
Yes. The Abu Dhabi Golden Visa for real estate investors runs for 10 years. UAE residents apply for their nomination through the Abu Dhabi Residents Office.
Can I use a mortgaged property for the Golden Visa?
Yes. In Dubai the bank issues a no-objection letter showing the amount paid and the balance. In Abu Dhabi the mortgage must be with a national bank, and your equity must be at least AED 2 million.
Can I combine several properties?
Yes. Several properties in your name can be added together to reach AED 2 million.
Who can I sponsor on a property Golden Visa?
Your spouse and children in both emirates, and your parents in Dubai. Domestic workers can be sponsored under UAE rules.
How much does the Golden Visa cost in Dubai?
AED 9,884.75 for the investor, including the medical test, Emirates ID and residence permit. Each family member's 10-year permit is AED 5,774.50.
How long does it take in Dubai?
7 to 10 business days from submitting the application at the Dubai Land Department service centre.
Can I stay outside the UAE for more than six months?
Yes. The Golden Visa stays valid when the holder spends more than six months outside the UAE.
Do I need health insurance?
Yes. The holder and every sponsored family member need valid health insurance for the life of the visa.
What happens to my family if I pass away?
Their residence permits stay valid for the rest of their term.
Price your own deal
We sell in both emirates at zero commission. Send us the project and we will work out the whole bill — the percentage, the fixed fees, and the ones the tables get wrong.