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Aerial view of the Bay Estate lagoons and villas on Dubai Islands at sunset

Bay Estate by Nakheel, Dubai Islands

NAKHEEL Dubai Islands
Average prices from
AED 5.9M
Payment plan
60/40
Handover
January 2031
Golden Visa
Every home

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Key facts

Verified by NARVA · 23 September 2026

Every home here qualifies for the 10-year UAE Golden Visa. How it works

Developer
Nakheel, a member of Dubai Holding
Location
Dubai Islands, Dubai
Homes
357 townhouses and villas
Plots
60: 46 waterfront plots and 14 beach plots
Home types
3 and 4-bedroom townhouses · 4-bedroom attached villas · 4-bedroom garden villas
Home sizes
3,055 to 5,262 sq ft
Average prices
AED 5.9M to AED 10M for homes · AED 18M to AED 20M for plots
Payment plan, homes
60/40: 20% on booking, 40% on handover
Payment plan, plots
20% on booking, then six instalments to September 2029
Booking amount
AED 1,180,000 on the 3-bedroom townhouse at its average price
Golden Visa
Eligible from the booking payment
Neighbourhoods
Cala · Verda · Agora
Estimated completion
January 2031
Title
Freehold, all nationalities

Bay Estate Prices

Average prices from AED 5.9M
Unit TypeBedsBUAPlotAverage price
3-bedroom townhouse (98 homes) 3BR 3,055 – 3,085 sq ft 2,400 sq ft average AED 5.9M
4-bedroom townhouse (78 homes) 4BR 3,513 – 3,546 sq ft 3,900 sq ft average AED 6.9M
4-bedroom attached villa (66 homes) 4BR 3,688 – 3,694 sq ft 4,100 sq ft average AED 7.2M
4-bedroom Plus attached villa (68 homes) 4BR 5,257 – 5,262 sq ft 4,100 sq ft average AED 8.9M
4-bedroom garden villa (47 homes) 4BR 5,200 sq ft 6,500 sq ft average AED 10.0M
Waterfront plot (46 plots) Plot 7,800 sq ft average 7,802 – 11,059 sq ft AED 18.0M
Beach plot (14 plots) Plot 7,800 sq ft average 7,647 – 9,568 sq ft AED 20.0M

BUA is built-up area. Prices are the developer's direct rates and depend on availability.

Bay Estate Payment Plan

20%
On booking, October 2026
5%
March 2027
5%
August 2027
10%
January 2028
10%
June 2028
5%
November 2028
5%
April 2029
40%
On handoveranticipated January 2031
Full schedule from the developer

Townhouses and villas: 60/40

InstalmentDatePayment
Down paymentOn booking, October 202620%
1stMarch 20275%
2ndAugust 20275%
3rdJanuary 202810%
4thJune 202810%
5thNovember 20285%
6thApril 20295%
7thOn handover, January 203140%

Villa plots

InstalmentDatePayment
On bookingOctober 202620%
1stMarch 202715%
2ndSeptember 202713%
3rdMarch 202813%
4thSeptember 202813%
5thMarch 202913%
6thSeptember 202913%

The booking payment is AED 1,180,000 on the 3-bedroom townhouse at its average price, and AED 3,600,000 on the waterfront plot. Registration is 4% of the price plus the Oqood fee. Our guide to off-plan costs in Dubai and Abu Dhabi sets out every fee.

Payment calculator

Pick a unit type to see the full instalment schedule, including government registration and booking fees.

Payment schedule

Layouts & Specifications

Who it is built for

The 3-bedroom townhouse is the entry to the community, at an average of AED 5.9 million. The 4-bedroom townhouse adds a bedroom for a growing family, on an average plot of 3,900 sq ft.

The attached villas are for families who want a lift and more privacy. The 4-bedroom Plus adds a full second floor with a family room and a terrace.

The garden villa sits on the largest plots of the homes, averaging 6,500 sq ft, with a double-height entrance and a lift.

The waterfront and beach plots are for buyers who want to design their own house on the water. Each carries an average floor area of 7,800 sq ft.

The homes

Every home has a two-car garage, a maid's room and a private garden, and buyers build their own pools.

HomeFloorsTotal areaLayout
3-bedroom townhouseGround and first3,055 – 3,085 sq ftOpen living and dining, a kitchen that can be closed, a primary suite with a walk-in wardrobe
4-bedroom townhouseGround and first3,513 – 3,546 sq ftAs the 3-bedroom, with a fourth bedroom
4-bedroom attached villaGround and first3,688 – 3,694 sq ftA guest bedroom on the ground floor, an internal lift and an extended rear garden
4-bedroom Plus attached villaGround, first and second5,257 – 5,262 sq ftA second-floor family room with a pantry and a terrace, and an internal lift
4-bedroom garden villaGround and first5,200 sq ftA double-height entrance, a sculptural staircase, a lift and an upper-floor family room with a pantry

The townhouses come as 4-plex and 6-plex buildings, set at angles to open the views and give more space between homes. Lawns and open space front each townhouse. Wall-to-wall glazing fills the living and dining rooms with light.

A 4-plex townhouse building at Bay Estate
A 6-plex townhouse building with lawns in front at Bay Estate
Townhouse living and dining room with wall-to-wall glazing
Townhouse kitchen with an island at Bay Estate
Townhouse primary bedroom at Bay Estate

Interiors follow a warm, neutral palette, with fluted feature walls in the bathrooms and timber-grain joinery.

A 4-bedroom attached villa with its garden at Bay Estate
A three-floor 4-bedroom Plus attached villa at Bay Estate
Attached villa living, dining and kitchen with a staircase
Second-floor family room in a 4-bedroom Plus attached villa
A 4-bedroom garden villa surrounded by palms at Bay Estate
Double-height living room in a Bay Estate garden villa
Garden villa kitchen and dining room opening to the garden
Primary bathroom in a Bay Estate garden villa

Beach and waterfront plots

The plots are sold for owners to build their own homes, from a basement to a second floor and up to 12.5 metres high. Each plot has parking for three cars. Beach plots run from 7,647 to 9,568 sq ft, and waterfront plots from 7,802 to 11,059 sq ft. Solar panels are required for water heating and pool heating.

About This Project

Bay Estate is Nakheel's gated island community on Dubai Islands, with 357 townhouses and villas and 60 plots on the water and the beach. Every home here qualifies its buyer for the 10-year Golden Visa from the booking payment. On the 3-bedroom townhouse, at an average of AED 5.9 million, that booking payment is AED 1,180,000. Construction is estimated to complete in January 2031. We sell these at zero commission.

A Golden Visa from the booking payment

In Dubai, an off-plan home worth AED 2 million or more qualifies its buyer for the 10-year Golden Visa once the down payment is made. Every home type at Bay Estate averages AED 5.9 million or more, so the booking payment opens the application.

HomeAverage price (AED)Booking payment, 20% (AED)
3-bedroom townhouse5,900,0001,180,000
4-bedroom townhouse6,900,0001,380,000
4-bedroom attached villa7,200,0001,440,000
4-bedroom Plus attached villa8,900,0001,780,000
4-bedroom garden villa10,000,0002,000,000

Our guide to the Golden Visa through property sets out the rules in Dubai and Abu Dhabi.

An island setting shaped by the water

Bay Estate is planned around the water, with integrated lagoons that extend the shoreline into the neighbourhoods. Walkable streets and promenades link the homes with parks, lagoons and shared spaces.

The community is split into three neighbourhoods. Cala sits closest to the lagoons, the promenades and the coast. Verda is the main villa neighbourhood, with parks that run up to the private gardens and tree-lined streets. Agora is the social centre, with the clubhouses, the retail plaza and the marina.

The lagoons and the beach club

Two swimmable lagoons form a calm inner shoreline, with sun decks along their edges. An open-air yoga deck sits at the centre of the lagoon.

The beach club brings together a private gym, a swimming pool, dining and a children's area on the sand. Two pool clubhouses add swimming pools and shaded lounges within the neighbourhoods.

Swimmable lagoons with sandy edges and footbridges at Bay Estate
The Bay Estate beach club with its pool and sun loungers on the sand
Infinity pool and loungers at the Bay Estate beach club
A pool clubhouse set among the Bay Estate neighbourhoods

Everyday amenities

A promenade links the homes with the marina and the beach, and the marina gives direct access to the sea. The community also has multi-sport courts, community pools, children's play areas, a gym and café, a multipurpose room for private events, a retail plaza and a community mosque. Lawns, gardens and shaded routes run between the neighbourhoods.

Multi-sport courts and landscaped paths at Bay Estate
Waterfront promenade leading to the marina at Bay Estate
The gym at Bay Estate with sea views
Multipurpose room for residents' events at Bay Estate

Why this project

Golden Visa from the booking
Every home type averages AED 5.9M or more, so the 20% booking payment opens a 10-year Golden Visa application.
An island on the water
Two swimmable lagoons, a beach club and a marina, on Dubai Islands.
Three neighbourhoods
Cala on the lagoons and coast, Verda among the parks, Agora around the clubhouses and marina.
Lifts in every villa
The attached and garden villas have internal lifts.
Beach and waterfront plots
60 plots for owners to build up to 12.5 metres, with an average floor area of 7,800 sq ft.
Nakheel, part of Dubai Holding
The developer of Palm Jumeirah, Palm Jebel Ali and Dubai Islands.

Bay Estate Location

Bay Estate sits at the eastern end of Dubai Islands, near Al Mamzar Beach. The islands lie off the Deira coast. Dubai Islands spreads across five islands, with beaches, marinas, resorts, parks and residential neighbourhoods. Our guide to Dubai Islands covers the whole destination.

Aerial view of Dubai Islands off the Deira coast
DestinationDrive time
Dubai International Airport15 minutes
J1 Beach20 minutes
Deira City Centre20 minutes
DIFC28 minutes
Burj Al Arab28 minutes
Burj Khalifa and Downtown Dubai28 minutes
Palm Jumeirah32 minutes

Registration in Dubai is 4% of the price plus the Oqood fee.

Every off-plan villa community we sell in Dubai is set side by side in our guide to off-plan villa communities in Dubai.

Google Maps loads on demand to keep this page fast.

About NAKHEEL

Nakheel is a Dubai master developer and a member of Dubai Holding. Its waterfront work includes Palm Jumeirah, Palm Jebel Ali and Dubai Islands itself.

Bay Estate is Nakheel's private residential address on Dubai Islands.

Bay Estate — Frequently Asked Questions

What is the Bay Estate payment plan?

Townhouses and villas are 60/40: 20% on booking in October 2026, six instalments to April 2029, and 40% on handover in January 2031. Plots are paid in seven steps from October 2026 to September 2029.

How much does a home at Bay Estate cost?

Average prices run from AED 5.9 million for a 3-bedroom townhouse to AED 10 million for a 4-bedroom garden villa. Waterfront plots average AED 18 million and beach plots AED 20 million.

How much is the booking payment at Bay Estate?

20% of the price. On the 3-bedroom townhouse at its average of AED 5.9 million, that is AED 1,180,000.

Does Bay Estate qualify for the Golden Visa?

Yes. Every home type averages AED 5.9 million or more. In Dubai, an off-plan buyer at AED 2 million or more can apply once the down payment is made.

Who is the developer of Bay Estate?

Nakheel, a member of Dubai Holding. Nakheel is the developer of Palm Jumeirah, Palm Jebel Ali and Dubai Islands.

When will Bay Estate be completed?

Construction is estimated to complete in January 2031.

What homes are available at Bay Estate?

3 and 4-bedroom townhouses, 4-bedroom attached villas in two and three-floor versions, and 4-bedroom garden villas. There are also 46 waterfront plots and 14 beach plots.

How many homes are there at Bay Estate?

357 townhouses and villas, and 60 plots.

Where is Bay Estate?

On Dubai Islands, at the eastern end near Al Mamzar Beach. Dubai International Airport is 15 minutes away and Downtown Dubai 28.

Can I build my own villa at Bay Estate?

Yes, on a waterfront or beach plot. Homes can rise from a basement to a second floor, up to 12.5 metres high.

Do the villas have lifts?

Yes. The attached villas and the garden villas have internal lifts.

What amenities does Bay Estate have?

A beach club, two pool clubhouses, two swimmable lagoons with a yoga deck, a marina and promenade, sports courts, community pools, a gym and café, play areas, a retail plaza and a mosque.

Is Bay Estate freehold?

Yes. Homes and plots are freehold for all nationalities.

Can I sell before handover?

Yes. Resale before handover needs a No Objection Certificate from Nakheel, issued once its payment threshold is met.

Still deciding? A private-client advisor can walk you through availability, payment plans, and whether this project fits your brief.

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